Microsoft: Win10 will push mobile payment tools

Computer store news: Google, Samsung Electronics, Apple in the field of mobile payment competition, where the rising star Samsung's payment service has landed in the United States. In the face of the active mobile payment market, Microsoft has been unable to sit still, Microsoft executives confirmed that it will launch mobile payment services in the Windows 10 mobile operating system.

A few days ago, when attending the launch of Lenovo Group’s new notebook, Microsoft’s vice president of Windows 10 Mobile, Joe Belfiore (appearing in almost all of the video on Windows 10) confirmed to the media that Microsoft is developing mobile Payment products, this is the first time Microsoft officially confirmed that it will enter the mobile payment market.

Belfort did not disclose the specific time for the launch of Microsoft Mobile Payments, but said that it is currently working on various developments for mobile payments.

Belfort also stressed that mobile payment development is more complex and therefore takes longer. He said that Windows 10 will have a "wallet" concept, Microsoft will consider a variety of payment scenarios.

In Windows 10, Microsoft introduced the so-called "Windows Hello" function, which uses iris scanning, fingerprint scanning and other means to identify the identity of operating system users, bid farewell to traditionally rely on account passwords. Ways of identifying. Belfort said that related authentication technologies will also be used for mobile payments.

Although Windows has a fairly low market share in smartphone operating systems (2.5% global share), Microsoft is still one of the top three mobile operating system vendors, compared to Apple iOS and Google Android. There is a clear gap in the field of mobile payments.

Previously, users of Microsoft Lumia smartphones needed to rely on external mobile payment service providers for mobile payment. In the Chinese market, due to the fact that Alipay operators are too slow to update the payment client of the WP version, there have been incidents in which users collectively expressed strong dissatisfaction.

In the mobile payment market, technology and product functions tend to be similar. The payment client of each manufacturer will bundle the user's credit card or debit card account, and verify the identity through fingerprint identification, etc., and generally communicate with the merchant's collection device through NFC technology to complete the entire payment process. In return, mobile payment service providers can get a share of the credit card company's card processing fee.

Samsung Electronics, which finally entered the mobile payment market, launched an exclusive technology to support the old-fashioned magnetic stripe bank card collection device by acquiring the technology of the US company, hoping to catch up with the first-time Google and Apple, and pay Industry leader PayPal.

Microsoft entered the mobile payment market and has leaked some signs earlier. In the third quarter of last year, Amazon executive Lain Kenned, who was responsible for paying for the product, went to Microsoft.

Although Amazon is the absolute leader of the e-commerce market, it has not seized the opportunity in the field of mobile payment. At present, it has not launched payment tools, and even its smartphone project has suffered a painful failure.

According to reports from the media in April this year, Microsoft has registered a “Microsoft Payments Company” and began to apply for a transfer business license in the financial regulatory authorities of 50 US states.

In addition, Microsoft has also made contact with credit card companies such as MasterCard, American Express and Visa.

Microsoft Windows 10 mobile version, is in the final polishing, there is news that the system will be officially pushed to a batch of Lumia mobile phones in December. However, in the first version of the operating system, whether Microsoft will simultaneously bundle and launch mobile payment tools is still unknown.